Security

The Industry's Most Secure Digital Asset Storage

Coin IRA accounts include Ledger Enterprise cold storage - free of charge.

Security Is Our Priority

In an industry often associated with hacks, breaches, and uncertainty, Coin IRA was built on a different principle: investors should never have to sacrifice security for opportunity. Through trusted institutional partners, advanced cold storage solutions, crime insurance coverage, and rigorous security protocols, we provide the protections serious investors expect when entrusting us with their retirement and investment assets.

We don't lend, stake, or rehypothecate client assets. We don't take unnecessary risks with your retirement savings. Instead, we partner with respected institutions, utilize institutional-grade custody solutions, and maintain safeguards designed to protect what matters most: your financial future.

Thousands of investors have trusted Coin IRA because we combine innovative investment opportunities with the principles that never go out of style: integrity, accountability, and putting clients first.

When you invest with Coin IRA, you're not simply opening an account. You're partnering with a company that understands that retirement investing is built on trust.

At Coin IRA, security isn't a feature - it's our foundation.

Institutional security infrastructure

Protection by Asset Type

Each asset class has a different risk profile, so Coin IRA uses different controls for cryptocurrency, precious metals, and eligible cash balances.

Cryptocurrency

Ledger Enterprise Cold Storage

Digital assets are secured in institutional cold storage using Ledger Enterprise technology. Private keys are generated and protected within hardware security modules and are never exposed to online wallets you have to manage yourself.

  • FIPS Level III certified hardware security modules
  • No staking, borrowing, lending, or leverage
  • Crime insurance for digital assets in storage and transfer
Precious Metals

Professional Vault Storage

Flex Fractional Metals are backed by physical metals and stored through Brink's vault facilities in Salt Lake City, Utah, with institutional controls designed for high-value assets.

  • Fully insured vault storage
  • Controlled access and continuous monitoring
  • Physical storage separate from digital asset custody

Flex metals storage details →

Cash Balances

Eligible FDIC Coverage

Eligible uninvested cash balances may receive FDIC insurance coverage through participating banking partners, helping protect funds while they are held in cash before or after investment decisions.

  • Coverage through participating banking partners
  • Designed for uninvested cash balances
  • Separate from crypto and metals storage controls

Qualified Custody

IRA assets must be held by a qualified custodian. Equity Trust Company is Coin IRA's IRS-approved custodian partner and supports the account administration required for Cryptocurrency IRAs.

That custody relationship helps keep retirement accounts aligned with IRS rules while Coin IRA provides the account experience, trading platform, and customer support.

  • Qualified custody for IRA assets
  • Account administration and reporting support
  • IRS-approved qualified custodian
  • Institutional controls for digital assets
  • Complete transaction documentation and reporting

Enterprise-Grade Security Features

Account security is not just one feature. It is a layered model that combines asset storage, account controls, insurance, documentation, and support.

Ledger Enterprise Cold Storage

The industry's most advanced security solution for digital asset storage. Combines proprietary hardware, firmware, and software with flexible governance and comprehensive insurance.

FIPS Level III Certified

Uses the same FIPS Level III hardware ecosystem trusted by governments and international banks. Proprietary architecture eliminates man-in-the-middle attacks with 24/7 military-grade protection.

Zero Assets Mismanaged

Ledger Enterprise has handled billions in transactions with zero assets mismanaged. Your private keys are generated and stored within the hardware security module and never touch the internet.

No Staking or Lending

Your digital assets are never staked, borrowed against, or leveraged. They remain safely stored offline under custodian control, belonging solely to you at all times.

FDIC-Insured Cash

Eligible uninvested cash receives FDIC insurance coverage through participating banks, providing an additional layer of protection while funds are held in cash.

Crime & Vault Insurance

Best-in-class crime insurance and vault risk insurance cover internal and external theft, physical loss, damage, and destruction of digital assets in storage and transfer.

Your Assets Are Safe With Us

Free insured crypto cold storage. FIPS Level III certified. No staking. No lending. No counterparty risk.