Pricing
Coin IRA Fee Schedule
Account, transaction, and storage fees for Coin IRA accounts. No setup fees, no maintenance fees, no crypto storage fees.
Account Fees
Coin IRA does not charge account setup, monthly maintenance, annual maintenance, or cryptocurrency cold storage fees. You pay a transaction fee when you trade, and a storage fee only if you hold Flex Fractional Metals.
$0
Setup Fees
$0
Monthly or Annual Maintenance Fees
$0
Crypto Cold Storage Fees
Transaction Fees
Transaction fees are based on the amount of the trade and apply whether the trade is for cryptocurrency or Flex Fractional Metals.
1.25%
Transaction fee on buy trades for crypto or metals
1%
Transaction fee on sell trades for crypto or metals
Storage
Storage costs depend on the asset type held in the account.
$0
Cryptocurrency insured cold storage and crime insurance are free.
.0833%
Flex Fractional Metals storage is .0833% monthly based on the average monthly value of your metals holdings, with a $2 monthly minimum.
Fee Schedule at a Glance
| Item | Fee |
|---|---|
| Account setup | $0 |
| Monthly or annual account maintenance | $0 |
| Cryptocurrency insured cold storage and crime insurance | $0 |
| Buy trades (cryptocurrency or Flex Fractional Metals) | 1.25% of trade amount |
| Sell trades (cryptocurrency or Flex Fractional Metals) | 1% of trade amount |
| Flex Fractional Metals storage | .0833% monthly, based on average monthly metals value ($2 monthly minimum) |
| Account closure | $75 |
Minimums and Settlement
- Open your account with a minimum of $5,000 and take control of your investing journey.
- Invest all at once or gradually over time -- the choice is yours.
- Buy and sell pricing is locked in once your order is confirmed as successful.
- Settlement is 1 business day for cryptocurrency orders; 2 business days for gold, silver or platinum orders.
- Trading platform is open 365 days a year.
Speak with a Coin IRA Customer Support Representative from 7 am - 6 pm PT, or email [email protected] anytime for assistance or questions.
There are no tiered pricing plans, no subscription levels, and no charge to talk with a Coin IRA representative. See available cryptocurrencies and Flex Fractional Metals for asset details, or security and custody for how assets are stored.
Cryptocurrency IRA options → How to open and fund an account → Fee FAQs →
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No setup fees, no maintenance fees, no crypto storage fees. Our team can walk through any fee question with you.
