BBB A+ Rated Since 2017
Beyond the Typical Cryptocurrency IRA
Bringing together the innovation and growth potential of cryptocurrency with the enduring strength of physical gold and silver in one secure, simple, and free account.
One Platform. More Choices.
Whether you're building a tax-sheltered retirement nest egg, trading freely in a taxable account without IRA restrictions, or diversifying beyond crypto into precious metals - Coin IRA has a solution designed for your goals.
Crypto IRA
Tax-advantaged retirement investing. Grow your retirement savings in Bitcoin, Ethereum, and other in-demand cryptocurrencies - tax-deferred, or tax-free for qualified Roth withdrawals. Choose a Traditional, Roth, SEP, SIMPLE, or Inherited IRA with no setup or maintenance fees.
Capital Freedom Account
Taxable crypto trading, on your terms. Not ready to lock funds into a retirement account? A Capital Freedom Account gives you the full power of crypto investing without IRA restrictions - no contribution limits, no withdrawal penalties, no waiting. Buy and sell on your schedule.
Flex Fractional Metals
Own gold, silver, and platinum in any amount. Diversify your portfolio with the timeless stability of physical precious metals - without the barriers of traditional bullion ownership. Flex Fractional Metals let you invest in any dollar amount from $10, backed by real physical metal.
Built around your future
Investing in crypto should support the life you're building.
Coin IRA is designed for long-term investors who want digital asset access without turning retirement planning into a day-trading routine.
Build Wealth Your Way
Design and self-direct a portfolio to match your risk comfort and investment vision. Access many of today's most in-demand cryptocurrencies and 3 fractional precious metals - all from one account.
BTC Bitcoin
ETH Ethereum
XRP XRP
SOL Solana
LTC Litecoin
BCH Bitcoin Cash
LINK Chainlink
UNI Uniswap
AAVE Aave
USDC USDC
COMP Compound
GRT The Graph
BAT Basic Attention Token
XLM Stellar
MANA Mana
LPT Livepeer
YFI Yearn FinanceTake Control of the Future
You're Building
Self-direct your investments in an IRA or non-IRA Capital Freedom account.
Choose only cryptocurrencies, or diversify into time tested precious metals.
The choice is yours.
Tax-Advantaged IRAs
Traditional, Roth, SEP, SIMPLE, and Inherited - all self-directed.
Individual Taxable Accounts
Trade digital assets inside a non-IRA Capital Freedom Account with no contribution limits.
No Account Fees
Zero setup, monthly, or annual maintenance fees on both IRA and non-IRA taxable accounts.
Free Cold Storage
Free Ledger Enterprise cold storage for crypto - the gold standard in Web3 security.
Crime Insurance
Industry-leading crime and errors and omissions coverage through Coin IRA's qualified custody and storage model.
Secure Self-Trading
Buy and sell crypto 365 days a year on the Coin IRA Digital Asset Trading Platform.
Expert Support
Real people on phone or email, Mon-Fri 7am-6pm Pacific.
Fund Your Way
IRA: IRA transfers, employer-plan rollovers, wire, ACH, or check.
Individual Taxable: wire, ACH, check, or Plaid bank linking.
Precious Metals Storage
Fractional Metals storage at Brink's at .0833% of average monthly metals value.
Exceptional Security
for Your Digital Assets
Your assets are held through qualified custody and institutional storage controls, and are never leveraged, staked, or borrowed against.
- ✓ Ledger Enterprise cold storage - free for all accounts
- ✓ FIPS Level III certified hardware security modules
- ✓ No lending, borrowing, or staking of your assets
- ✓ Best-in-class crime insurance for crypto assets
- ✓ FDIC-insured cash balances
Cryptocurrency
All accounts include complimentary Ledger Enterprise Cold Storage, providing institutional-grade protection for your digital assets. Assets are secured using FIPS Level III-certified hardware security modules and are never lent, borrowed, or staked, ensuring they remain solely under your account's ownership. For added peace of mind, your holdings are protected by best-in-class crime insurance designed specifically for digital assets.
Flex Fractional Metals
Your precious metals are stored at Brink's Salt Lake City, a globally trusted leader in secure vaulting and asset protection. Institutional-grade security, continuous monitoring, and comprehensive insurance coverage help keep your assets protected and accounted for at all times.
Cash Balances
Eligible uninvested cash receives FDIC insurance coverage through participating banking partners, providing added security and peace of mind while funds are held in cash.
How It Works
Three steps from sign-up to your first trade.
Open Your Account
Apply online in 5 minutes. Choose an IRA (Traditional, Roth, SEP, SIMPLE, Inherited) or individual taxable account.
Fund Your Account
Transfer an IRA, roll over a 401(k) or 403(b), or contribute new funds via ACH, wire, check, or Plaid.
Start Trading
Buy and sell supported cryptocurrencies and 3 metals from your dashboard, 365 days a year.
Put Your Retirement on a New Path
Open a free account in 5 minutes - or learn how a Crypto IRA fits your retirement plan.
The Coin IRA Difference
IRA and Non-IRA Accounts
Track both account types side-by-side on one dashboard. Account opening takes as little as 5 minutes.
Expert Assistance
Our IRA specialists and support team are available by phone or email, Mon-Fri 7am-6pm Pacific. Real people with real answers.
Qualified Custody
Coin IRA accounts are supported by established custody, storage, and reporting infrastructure designed for self-directed alternative assets.
Low Transaction Fees
Among the lowest in the industry - 1.25% on buy trades and 1% on sell trades.
What Our Clients Say
We're not the only ones excited about Coin IRA.
From the Coin IRA Blog
Crypto, retirement, and market insights - straight from our team.
Gold Erases 2026 Gains as Bitcoin Holds Strong
Gold is supposed to be the asset investors run to when the world feels uncertain. For decades, it has been one of the most recognized safe haven assets, especially during …
What Investors Need to Know About Crypto IRA Regulations
The Evolution of IRA Investments
Regulatory Clarity and Blockchain Innovation Are Shaping Crypto’s Next Recovery Phase
How to Manage Crypto Volatility Without Panic Selling
Trusted by Investors Nationwide
Ready to Start Investing?
Open your account in 5 minutes. No account fees. Free crypto cold storage. $5,000 minimum investment. Build a diversified portfolio with Bitcoin, Ethereum, gold, silver, and more in one account.
