Precious Metals, Simplified
As precious metals reach historic price levels, investors are increasingly seeking more efficient and flexible ways to invest in physical precious metals using the most cost-effective means.
Coin IRA's Flex Fractional Metals offer a more precise and efficient alternative. Unlike traditional fractional minted gold and silver coins in 1/10, 1/4, 1/2, or 1 oz denominations, Flex Fractional Metals allow you to invest in gold, silver, and platinum using any dollar amount with a minimum investment of $10, or by selecting an exact quantity of metal.
Purchase orders placed for specific dollar amounts are carried out to the 8th decimal point, ensuring full use of your investment without rounding, overbuying, or leaving unused cash. Pricing is locked at the time of successful order submission, with 2-business-day settlement.
Liquidation proceeds from sell orders are reflected in your available trading balance in 2 business days and are then available for distribution or reinvestment.
Every Flex Fractional Metals investment is backed by large bullion bars of physical metal that meet LBMA purity standards, securely stored at Brink's vault in Salt Lake City, Utah - providing investors with transparent ownership and institutional-grade security. Flex Fractional Metals are available in both Cryptocurrency IRA and taxable Capital Freedom accounts.
Available Metals
Gold
The classic safe-haven asset and the world's oldest store of value. Gold has historically served as a hedge against inflation, currency devaluation, and economic uncertainty. Build your gold position fractionally over time.
Silver
Both an industrial metal and investment asset, silver offers a lower price point for portfolio building with strong industrial and investment demand. Silver often moves in correlation with gold but with higher volatility.
Platinum
One of the rarest precious metals on Earth, with demand in industrial, automotive, and green energy applications. Platinum's scarcity and utility make it a distinctive addition to a metals allocation.
Trading Options
Flex Fractional Metals use the same simple order-entry choices as cryptocurrency.
Dollar Amount
Enter the dollar amount you want to invest in gold, silver, or platinum.
Quantity
Trade whole or fractional quantities of flex fractional metals - gold, silver and platinum.
Buy Max
Use all available funds in the account for the metal selected.
How It Works
Select a Metal
Choose gold, silver, or platinum from the available Flex Fractional Metals list.
Choose Order Size
Trade by dollar amount, whole or fractional quantities of flex fractional metals - gold, silver and platinum.
Settlement
The settlement time for flex fractional metals trades is 2 business days.
Fractional Access to Physical Metals
Build a gold, silver, or platinum position by dollar amount, whole or fractional quantity, or Buy Max order entry.
Trading Hours
Flex Fractional Metals trade Monday through Friday. Your buy or sell price is locked instantly at order submission, with 2-business-day settlement.
Fee Schedule
1.25% / 1%
Transaction fee on buy trades / sell trades for crypto or metals
.0833%
Monthly storage based on the average monthly value of metals holdings ($2 monthly minimum)
Advantages of Flex Fractional Metals
Why pay the added fees and costs of maintaining a separate Precious Metals IRA or the higher dealer spreads on a minted product if you don't need to? With Flex Fractional Metals by Coin IRA, the advantages over a standard Precious Metals IRA are clear:
- There are no fees to open or maintain your account.
- Invest in precious metals at a lower cost than purchasing a full bar or coin. Works with any budget - trade in dollar amounts as low as $10 or choose your order quantity.
- Easily dollar-cost average, diversify across different metals, and hedge your account against inflation.
- Take advantage of moving markets in precious metals by trading within your IRA without creating a taxable event.
- Lock in your buy or sell price instantly, Monday through Friday, with 2-business-day settlement.
- No long wait times for your liquidation proceeds. Sell proceeds are back in your available balance in 2 business days and available for trading or distribution.
- Distributions can be in cash or coin. Your fractional holdings can be converted to a 1-ounce coin or bar for physical delivery inside the platform for a low conversion fee plus insured delivery.
- No annual storage charges. Metals storage is charged monthly based on the average monthly value of your metals - only pay for the storage you use.
- Metals are stored in an insured domestic vault for a fee of .0833% of the average monthly value of your metals, charged to the credit card provided on the platform.
Flex Fractional Metals Security
Flex Fractional Metals custodied by Equity Trust are stored in highly secure, fully insured vault facilities operated by Brink's, one of the most trusted names in global valuables storage and logistics. Insurance covers theft, damage, or loss during storage.
These state-of-the-art facilities employ multiple layers of physical and electronic security, including 24/7 monitoring, controlled access protocols, advanced surveillance systems, and rigorous auditing procedures.
By having your metals stored at Brink's, you benefit from institutional-grade protection designed to safeguard assets for banks, governments, and investors worldwide - providing confidence that your holdings are secure, protected, and professionally managed.
- ✓ Stored at Brink's vault in Salt Lake City, UT
- ✓ Fully insured vault storage with 24/7 monitoring
- ✓ Institutional custody oversight
Add Precious Metals to Your Portfolio
Diversify with gold, silver, and platinum alongside your crypto holdings.
